Guaranteed Results. Transparent Pricing.
Start free. AI + expert team. No credit card required. 90-day money-back guarantee on all paid plans. Cancel anytime — no contracts, no risk.
Free
See exactly what's hurting your score — AI + expert analysis. No strings attached.
- Upload 1 credit report
- AI + expert credit analysis
- Identify all negative items
- 1 free dispute letter
- Credit score basics guide
- See projected score boost
DIY Pro
AI + expert team boost your score 85+ points — guaranteed.
- Everything in Free
- Unlimited dispute letters
- AI + expert-optimized legal language
- Progress tracking dashboard
- Letter sending guides
- Priority email support from experts
- Credit education library
- ✅ 90-Day Money-Back Guarantee
Done-For-You
Our full AI + expert team handles everything. You watch your score climb. Guaranteed.
- Everything in DIY Pro
- Dedicated credit specialist
- We send dispute letters for you
- Bureau response management
- Priority phone & chat support
- Monthly strategy calls
- Creditor negotiations
- ✅ 90-Day Money-Back Guarantee
Compare Plans
| Feature | Free | DIY Pro | Done-For-You |
|---|---|---|---|
| Credit report upload | 1 report | Unlimited | Unlimited |
| AI credit analysis | |||
| Negative item identification | |||
| Dispute letters | 1 letter | Unlimited | Unlimited |
| AI-optimized letter language | |||
| Progress tracking dashboard | |||
| Letter sending guides | |||
| Credit education library | |||
| Email support | |||
| Dedicated credit specialist | |||
| We send letters for you | |||
| Bureau response management | |||
| Priority support | |||
| Monthly strategy calls | |||
| Creditor negotiations |
Frequently Asked Questions
Yes! Upload your credit report and get a full AI + expert analysis with 1 free dispute letter. No credit card required. See exactly what's hurting your score before you spend a dime.
All paid plans include our 90-day money-back guarantee. If you follow our dispute process and don't see measurable improvement in your credit score within 90 days, we'll refund 100% of what you paid. No questions asked.
No contracts whatsoever. All paid plans are month-to-month. Cancel anytime with no fees, no penalties, and no hassle.
Our AI + expert team generates personalized dispute letters citing specific FCRA sections instead of generic templates. We deliver first results in as few as 14 days (2x faster). Our DIY plan is a fraction of the cost ($29 vs $150/month), you stay in control, and we guarantee results with our 90-day money-back promise.
Most clients see their first negative items removed in as few as 14 days — that's 2x faster than traditional credit repair companies. Credit bureaus have 30 days to respond under the FCRA, but our AI + expert-optimized letters are so thorough they often get resolved faster. Average clients gain 85+ points within 60 days.
Absolutely. We use bank-level encryption (AES-256) and never share your data with third parties. Your credit report data is encrypted at rest and in transit.